Katy suddenly knows that she, her sister, and her tiny niece are the only people left in a desolate Montana ghost town. Without a horse or a rifle, they hadn't a chance of crossing a wilderness crawling with outlaws, Indians, and grizzlies. All Katy had was a steely will to survive and a Derringer in her pocket. Then a stranger named Garrick Rowe rode down the empty main street. He wasn't a desperado; he was a rugged frontiersman with a daring scheme to bring this town back to life--and some personal plans for Katy. Gazing boldly into her lovely blue eyes, he proclaimed her his woman--a declaration that only made Katy more independent than ever! Yet his words intrigued her, and his insistent kisses whispered that her destiny was to fight for this wild land . . . and to surrender to a man with the strength, the courage, and the passion to make her dreams come true.