Anyone with credit problems can solve them and repair any damage if they have the right tools and take the right actions. The Credit Repair Answer Book explains that dealing with credit problems is a combination of understanding what credit is and is not; understanding what one’s credit rights are; understanding to what extent a creditor can go to collect a debt; and, understanding what to do if an invalid or illegal action is taken by creditors in the collection process.A section on the most frequently asked questions with extensive answers helps the reader quickly grasp the value of good credit and know how to ensure that credit errors or potential credit problems do not affect your credit rating in the long term.The Credit Repair Answer Book can get anyone back on the right track and turn their financial situation around.