Single mother Roz has reached breaking-point. After the dissolution of her marriage, Roz's business has gone under, debts are racking up, the rent is late (again), and she's struggling to provide for her nine-year-old son, who is starting to misbehave in school. Roz is in trouble. Increasingly desperate, Roz doesn't know where to turn. Then the perfect opportunity presents itself. At her sister's fortieth birthday party, Roz meets Scott Elias--wealthy, powerful, and very married. But the impression Roz leaves on him is indelible. He tracks her down and makes Roz an offer to spend the night with him--for money. He wants no-strings-attached intimacy and can guarantee total discretion. Could it be as simple as it sounds? With that kind of cash, Roz could clear her debts and get her life back on track. But as the situation spirals out of her control, Roz is forced to do things she never thought herself capable of. Can she ever set things right again?