Are you purchasing or refinancing a home? Are you struggling with your mortgage payments or are in fear of losing your home? Are you looking to safeguard your home...and your finances? Do you need help and don't know where to turn for financial assistance? You are in the right place. Saving Your American Dream is a national campaign to help individuals and families who have been impacted by the mortgage and real estate collapse. The world of home finance is changing daily. Now more than ever, homeowners need assistance when it comes to purchasing a home—and keeping their home safe. Many homeowners know that they need help, but don't know where to turn, what steps they should take or what assistance is even available in today's confusing marketplace. Saving Your American Dream provides important guidance and clear action steps from a down-to-earth industry expert. Packed with real stories about real people, insider advice and easy-to-understand explanations of the housing and lending industries, Saving Your American Dream provides the information you need now. This all-in-one book will help you to: * Learn what happened during the lending and housing crash—and how you can protect yourself in the future * Understand how lending really works, what lending and mortgage terms really mean, and how to use this information to obtain the best mortgage * Discover options for home finance that banks alone can't provide * Protect yourself from common scams and predatory lending * Improve and manage your credit * Know what to do if you are struggling to pay your mortgage or are facing foreclosure * Recover from foreclosure and start to rebuild your life * Change your outlook on home and personal finance * Apply for special financial assistance that could change your life