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{{cite book|author=Richard H. Timberlake |date=1972 |title=Money and banking |url=https://archive.org/details/moneybanking0000timb |publication-place=Belmont, Calif |publisher=Wadsworth Pub. Co. |isbn=0-534-00108-4 |lccn=73178181 |oclc=324147 |ol=5474881M}}