An edition of Financial literacy in adult life
(1996)
Financial Literacy in Adult Life
by Sandie Schagen and Anne Lines
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1
Financial Literacy in Adult Life
June 1996, National Foundation for Educational Research
Paperback
0700514244 9780700514243
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2
Financial literacy in adult life: a report to the NatWest Group Charitable Trust
1996, N.F.E.R.
in English
0700514244 9780700514243
|
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WorldCat
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Book Details
Table of Contents
Acknowledgements
Page i
Foreword
Page ii
1.
Introduction
Page 1
1.1.
Background to the Research
Page 1
1.2.
Methodology
Page 2
1.2.1.
The survey of learning needs
Page 2
1.2.2.
The survey of providers
Page 4
1.4.
Structure of the Report
Page 5
Part I.
The Survey of Learning Needs
Page 6
2.
Attitudes to Finance
Page 6
2.1.
Attitudes to Saving
Page 6
2.2.
Attitudes to Borrowing
Page 8
2.3.
Use of Banks and Building Societies
Page 9
2.4.
Managing a Current Account
Page 11
2.5.
Responsibility for Money Management
Page 12
2.6.
Confidence in Money Management
Page 13
2.7.
Overview
Page 17
3.
Financial Literacy Skills
Page 18
3.1.
Methods of Saving
Page 18
3.1.1.
Types of savings
Page 18
3.1.2.
Interest rates
Page 19
3.1.3.
Choosing an account
Page 20
3.2.
Benefits
Page 21
3.3.
Financial Decision Making
Page 23
3.3.1.
Buying a car
Page 23
3.3.2.
Buying (Or renting) a TV
Page 26
3.4.
Financial Problem Solving
Page 29
3.4.1.
Paying the rent
Page 30
3.4.2.
Paying the mortgage
Page 33
3.4.3.
Looking after baby
Page 35
3.4.4.
Problem solving
Page 37
3.5.
Financial Literacy
Page 38
4.
Perceived Learning Needs, and How to Meet Them
Page 41
4.1.
Information Requested
Page 41
4.2.
Learning about Money Matters
Page 43
4.3.
Contacting Learners
Page 44
Part II.
The Survey of Providers
Page 46
5.
Agencies Offering Money Management Advice
Page 46
5.1.
Citizens Advice Bureaux and Other Agencies
Page 46
5.1.1.
Clients and the advice they sought
Page 46
5.1.2.
Information and learning support
Page 50
5.2.
Money Advice Support Units
Page 55
5.3.
Summary
Page 58
6.
Libraries with Open Learning Centres
Page 59
Summary
Page 62
7.
Further Education and Adult Education
Page 63
7.1.
Current Courses
Page 63
7.2.
Developing Courses and Resource Material
7.3.
Student Services
Page 70
7.4.
The Workers' Educational Association
Page 71
7.5.
Summary
Page 74
8.
Meeting the Needs
Page 76
8.1.
Adult Learning Needs
Page 76
8.1.1.
Single parents on benefits
Page 76
8.1.2.
Families in rented accommodation
Page 77
8.1.3.
Young people in work or training
Page 78
8.1.4.
Students in higher education
Page 79
8.1.5.
The general population
Page 80
8.2.
Citizens Advice Bureaux
Page 83
8.3.
Libraries with Open Learning Centres
Page 84
8.4.
College and Centres
Page 85
8.5.
Other Approaches
Page 86
8.6.
Possible Future Research
Page 88
References
Page 90
Appendix A.
Financial Literacy
Page 91
Appendix B
B1.
Method of Calculating Scores
Page 94
B2.
Use of Regression Analysis
Page 95
Classifications
The Physical Object
ID Numbers
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| June 15, 2022 | Edited by ImportBot | import existing book |
| July 31, 2019 | Edited by MARC Bot | associate edition with work OL8384486W |
| December 10, 2009 | Created by WorkBot | add works page |