MARC Record from marc_nuls

LEADER: 06356cam 22003614a 4500
001 9919897280001661
005 20150423123409.0
008 021218s2003 nju b 001 0 eng
010 $a 2002156141
020 $a0471328480 (Cloth)
035 $a(CSdNU)u167383-01national_inst
035 $a(OCoLC)51264634
035 $a(OCoLC)51264634
040 $aDLC$cDLC$dC#P$dOrPss
042 $apcc
049 $aCNUM
050 00 $aHG1710$b.T87 2003
082 00 $a658.15/5$221
100 1 $aTurner, Paul S.
245 10 $aManaging the risks of payment systems /$cPaul S. Turner, Diane B. Wunnicke.
246 30 $aPayment systems
260 $aHoboken, N.J. :$bJ. Wiley,$cc2003.
300 $axiv, 234 p. ;$c24 cm.
504 $aIncludes bibliographical references (p. 225-226) and index.
505 0 $a"We Didn't Know" Is No Excuse -- Payment Systems -- Liability for Fraud Losses: The Law and the Contract with the Bank -- Bank Shifting Its Statutory Liability to the Customer: Examples -- New Frontier in Cyberspace -- Payment Systems Survey -- Barter -- Coins -- Paper Money -- Drafts Become Paper Money -- Notes Become Paper Money -- Evolution of Fiat Money in the United States -- New York Clearing House Association -- Check Systems -- Electronic Payments -- Fedwire -- Net Settlement Services -- CHIPS -- CHIPS Funds Transfer: Example -- ACH -- SWIFT -- Why SWIFT Is "Swift" -- How the SWIFT System Works -- Checks and the Risk of Fraud -- Negotiable Instruments -- Drafts -- Check Law -- Some Definitions -- Paid and Accepted (Certified) Checks -- Bearer Paper -- Negotiation and Endorsement -- "Holder in Due Course" Doctrine -- Due Course -- Notice of Fraud or Defenses to Payment -- Risks to Others Because of the Rights of a Holder in Due Course -- Shelter Principle -- Check System in the United States -- Bank Deposits and Collections: The Depository Bank--Provisional versus Final Payment of a Check -- Payor Bank: "Final Settlement" of Presentments -- Fraud and Forgery -- Basic Rule with Respect to Fraud -- Exceptions to the Basic Rule -- Comparative Fault -- Payor Bank's Recourse against Collecting Banks -- Variation by Agreement: Warning to Treasury Managers and Their Lawyers -- Fraudulent Endorsements -- Managing Risks of the Check Payment System: Company That Issues Checks -- Internal Controls -- Bank Controls -- Check Stock -- Positive Pay Arrangements -- Company That Receives Checks -- Receipt -- Wire Transfers: Originator to Its Bank to Receiving Bank -- Links in the Funds-Transfer Chain -- Originator and Its Bank -- Nonacceptance of Payment Orders -- Bank's Right to Reject Orders: Eliminate Interest Obligation -- Cancellation and Amendment of Payment Orders -- Acceptance and Execution of the Originator's Payment Order -- "Money-Back Guarantee" -- Statute of Repose -- Liability for Fraudulent Funds Transfers -- Notes for Negotiators of Funds-Transfer Agreements -- Liability for Misdescription of the Beneficiary -- Interest -- Next Link in the Funds-Transfer Chain: Sending and Receiving Banks -- Originating Company's Money-Back Guarantee -- Managing Risks in the Links of the Wire Transfer Payment System -- Originator and Its Bank -- Sending and Receiving Banks -- Study of a Bank's Perspective of Funds-Transfer Risk Management: Wire Transfer Systems Lend Money to Customers -- Why Do Banks "Lend" Money for Transfers? Intra-Day Loans -- What Is the Business Process Behind Daylight Overdrafts? -- Coping with Corporate Groups -- Handling Rejects -- Other Side of the Transfer -- Wire Transfers: Completing the Transfer and Rules for Errors -- Last Link in the Funds-Transfer Chain -- Beneficiary and the Beneficiary's Bank -- Payment of the Beneficiary and Discharge of the Underlying Obligation between the Originating Company and the Beneficiary -- Managing Risks in the Links of the Wire Transfer Payment System -- Beneficiary and the Beneficiary's Bank -- Rules for Errors -- General Rule for Customer Errors -- Misdescription Errors -- Misdescription of a Bank -- Error-Detection Security Procedures -- Risks of Automated Clearing House Payments -- Origination of ACH Entries -- Warranties and Liabilities of the ODFI -- What Is an Indemnity? -- ACH Prenotification -- Reversing Duplicate and Erroneous Files -- Reversing Duplicate and Erroneous Entries -- Originating Destroyed Check Entries -- Reinitiation of Returned Entries to Originators -- Miscellaneous Obligations of Originators -- Receipt of Entries: RDFIs and Receives -- Receipt and Availability of Entries -- Receiver and Originator: Closing the Loop -- Returns, Changes, and Acknowledgments -- Exceptions to the Two-Banking-Day Deadline for Returns -- Refusal to Accept Returned Entries ("Dishonor") -- Notification of Change -- Settlement and Accountability -- Security Procedures -- Settlement -- "Troubled" Sending Banks -- Cross-Border Payments -- Federal Government Payments -- Risks of the ACH Payment System -- Commerce and Payments in Cyberspace -- Revolutions in Payment Systems -- Paperless Transactions and Communications -- Statute of Frauds -- Uniform Electronic Transactions Act and Electronic Signatures in Global and National Commerce Act -- Public Key Infrastructure -- Digital Signatures -- Private Keys -- Public Keys -- Certifying Authorities -- Electronic Checks -- Electronic Bill Presentment and Payment -- B2B versus B2C -- Electronic Procurement -- Smart Cards -- Purchasing Cards -- Stored Value Cards -- Money Laundering -- Privacy Rights -- Integrating Risk Management -- Management of Corporate Payment Systems Risks -- Risk Management -- Transaction Risk -- Review of Contractual Risk Allocation -- Managing Payment Systems Disruptions -- Contacts -- Payments Applications -- Communications -- Managing Check Payment System Risks -- Company That Issues Checks -- Company That Receives Checks -- Managing Wire Transfer Payment System Risks -- Originator and Its Bank -- Sending and Receiving Banks -- Managing ACH Payment System Risks.
650 0 $aElectronic funds transfers.
650 0 $aPayment.
650 0 $aRisk management.
650 0 $aCorporations$xFinance.
700 1 $aWunnicke, Diane B.
949 $aHG 1710 .T87 2003$i31786101594221
994 $a92$bCNU
999 $aHG 1710 .T87 2003$wLC$c1$i31786101594221$d3/22/2006$e2/21/2006 $f4/2/2004$g1$lCIRCSTACKS$mNULS$n2$rY$sY$tBOOK$u8/22/2003