An edition of Debt advice handbook (1995)

Debt advice handbook

7th ed.
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Last edited by Drini
August 31, 2024 | History
An edition of Debt advice handbook (1995)

Debt advice handbook

7th ed.
  • 0 Ratings
  • 0 Want to read
  • 0 Currently reading
  • 0 Have read

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Publish Date
Language
English
Pages
487

Buy this book

Previews available in: English

Edition Availability
Cover of: Debt advice handbook
Debt advice handbook
2012, Child Poverty Action Group
in English - 10th ed.
Cover of: Debt advice handbook
Debt advice handbook
2010, Child Poverty Action Group
in English - 9th ed.
Cover of: Debt advice handbook
Debt advice handbook
2006, Child Poverty Action Group
in English - 7th ed.
Cover of: Debt advice handbook
Debt advice handbook
2002, CPAG
in English - 5th ed.
Cover of: Debt advice handbook
Debt advice handbook
1995, CPAG
in English - 2nd ed.

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Book Details


Table of Contents

Foreword Page vii
Acknowledgements Page ix
How to Use This Book Page x
Introduction Page xii
Background Page xii
Individual Consequences Page xiv
What is Debt Advice? Page xv
Chapter 1. Debt Advice - An Outline Page 1 1. The Adviser as a Professional Page 1 2. The Debt Advice System Page 3 3. Administrative Systems Page 8 Chapter 2. Key Skills Page 11 1. Interviewing Page 11 2. Negotiation Page 12 3. Letter Writing Page 13 4. Court Representation Page 16 5. Changing Social Policy Page 19 6. Dealing with Harassment Page 23 7. Budgeting Advice Page 26 Chapter 3. Stages of Debt Advice Page 30 1. Creating Trust Page 30 2. Listing Creditors and Minimising Debts Page 30 3. Listing and Maximising Income Page 33 4. Listing Expenditure Page 35 5. Dealing with Emergencies Page 39 6. Dealing with Priority Debts Page 39 7. Drawing Up a Financial Statement Page 39 8. Choosing a Strategy for Non-priority Debts Page 42 9. Implementing and Following Up Chosen Strategies Page 44 Chapter 4. Types of Debt Page 47 1. The Consumer Credit Act Page 47 2. Reform of the Consumer Credit Act Page 55 3. Consumer Credit Act Debts Page 60 4. Other Debts Page 73 Chapter 5. Minimising Debts Page 92 1. Using the Law of Contract to Avoid or Reduce Liability Page 92 2. Using the Consumer Credit Act to Avoid or Reduce Liability Page 103 3. Reducing Gas and Electricity Charges Page 109 If Money is Owed to the Client Page 112 Chapter 6. Maximising Income Page 114 Introduction Page 114 An Overview of the Benefits and Tax Credits Available Page 115 Parents Page 117 Lone Parents Page 125 Sick and Disabled People Page 128 Retired People Page 137 Unemployed People Page 141 The Safety Net Page 144 Chapter 7. Dealing with Priority Debts Page 151 1. Deciding on Priorities Page 151 2. The General Approach to Priority Debts Page 153 3. Strategies for Dealing with Priority Debts Page 157 4. Emergency Action Page 178 5. Penalties for Non-payment of Priority Debts Page 184 Chapter 8. Dealing with Non-priority Debts Page 186 1. The Criteria Page 186 2. Should All Non-priority Debts be Treated the Same? Page 190 3. The Strategies Page 191 4. Court-based Strategies Page 210 Chapter 9. The Civil Courts Page 212 1. Introduction Page 212 2. Types of Court Action Page 215 3. Action to Recover Money Only Page 216 4. Action to Recover Goods on Hire Purchase or Conditional Sale (the Consumer Credit Act Procedure) Page 246 5. Action to Recover Property (Possession Action) Page 248 Preventing Enforcement Page 275 Chapter 10. The Magistrates' Court Page 292 1. Financial Penalties Page 293 2. Compensation Orders Page 310 3. Council Tax and Community Charge Page 311 4. Maintenance Page 315 5. Tax Debts Page 316 6. Wilful Refusal and Culpable Neglect Page 316 Chapter 11. Bailiffs Page 319 1. Types of Bailiff and the Seizure of Goods Page 319 2. How Bailiffs Become Involved Page 322 3. Bailiffs' Powers Page 325 4. Powers of Arrest Page 337 5. Complaints Against Bailiffs Page 338 6. Emergency Action Page 342 7. Reform Page 344 Chapter 12. Bankruptcy and Individual Voluntary Arrangements Page 345 1. Last Resort or Fresh Start? Page 345 2. When to Use Bankruptcy and Voluntary Arrangements Page 347 3. Individual Voluntary Arrangements Page 350 Bankruptcy Page 357 Chapter 13. Business Debts Page 390 1. Types of Small Business Page 390 2. Stages of Debt Advice Page 393 Chapter 14. Student Debt Page 404 1. Introduction Page 404 2. Stages of Debt Advice Page 407 3. Types of Debt Page 412 4. Minimising Debt Page 421 5. Maximising Income Page 422 6. Dealing with Priority Debts Page 442 Appendix 1. Relevant Legislation Page 445 Appendix 2. Useful Organisations Page 456 Appendix 3. Useful Publications Page 462 Appendix 4. Abbreviations Used in the Notes Page 464 Index Page 469

Edition Notes

Previous edition: 2004.

Includes bibliographical references and index.

Published in
London

Classifications

Dewey Decimal Class
332.02402
Library of Congress
HG179 .W66 2006

The Physical Object

Pagination
xvii, 487 pages
Number of pages
487

ID Numbers

Open Library
OL39796497M
Internet Archive
debtadvicehandbo0000wolf_j8l7
ISBN 10
1901698882
ISBN 13
9781901698886
OCLC/WorldCat
70672677

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August 31, 2024 Edited by Drini Add TOC from Tocky
December 4, 2022 Edited by ImportBot import existing book
September 21, 2022 Created by ImportBot Imported from Internet Archive item record